Our Products
Being part of PSC Network gives us access to all major insurers and underwriting agencies, niche markets, both local and overseas. We are also members of NIBA and BrokersLink Global Alliance.
Business Insurance
Plant and Equipment
At Core Broking, we are specilised in arranging cover for a range of construction equipment such as portable tools, bobcats and forklifts. It is vital to ensure you have this type of cover to protect yourself in the event of potential issues such as theft, damage and breakdown to name a few.
Allied health
Australia’s allied health workers represent around a quarter of the health workforce. Our specialist industry knowledge means we understand your needs and can help find a suitable insurance product to meet your needs.
Motor Fleet
Motor Fleet Insurance provides is designed for businesses with, usually, 15 or more commercial vehicles. This policy can cover a range of vehicle types, including trucks, utes, sedans and plant & machinery under one policy.
Business interruption
Business Interruption covers your business against loss of gross profits and increased costs of working, caused by an interruption to your business resulting from an insured event under your Business Insurance or ISR policies.
Farm
We can arrange cover for many risks and occupations across agriculture, horticulture and farming. This includes hobby farms and smallholdings as well as substantial farming enterprises and specialist ventures. The right farming insurance policy can help protect you against theft, accident, sickness and disease, along with third party claims for personal injury. This safeguards your major assets such as home, agricultural premises, livestock, workers, vehicles and vital equipment.
Manufacturing
We specialise in the complex area of manufacturing and fabrication, offering packages to suit industry requirements. This covers property exposures and business interruption, along with dependencies on machinery, processes or production lines. Whatever your area of expertise, we are on hand to help. Coverage also extends to reliance on customer/supplier, imports and exports, trade credit risk for exporters and pollution/contamination risk.
Management liability
Management liability insurance provides protection for both the company and it’s Directors and Officers against the financial exposures that come with managing a company. Helping you defend, settle or pay compensation claims.
Public liability
Negligence from your business activities (directly or indirectly) which causes 3rd party property damage or personal injury damage will require this insurance solution. An essential business protection which is commonly expected across all business sectors.
Aviation
We can arrange cover encompassing the entire range of aviation risks, including pilots, airlines, aircraft, baggage handling, refuelling and hangar operators. This also includes remotely piloted aircraft and private planes.
Contract works
Operations across the commercial, industrial and residential sectors require cover for either single projects (including owner builders) or multiple projects under one comprehensive policy (for larger professional operators). This can extend to include existing structures while under construction, as well as public liability and the required plant & equipment. Cover can also be arranged to protect your construction project from property damage, natural disasters and theft.
Industrial Special Risk
For large, diverse organisations it can make sense to combine different insurances such as fire, consequential loss and theft. Core Broking has plenty of experience working with organisations with assets in excess of $5M in value and can give you advice on covering things like physical loss, destruction or damage to real and personal property.
Transport
Road Freight Transport operators or any other company that transports stock or property may need this insured for time in transit. We can assist you with having the right solution for this insurance requirement.
Marine Hull
Marine insurance provides critical protection for a range of operations including commercial watercraft, marina management, mining, vessel repair and import-export, along with goods and cargo in transit. We can ensure you find the right cover for your craft, whatever it happens to be – pleasure craft, tourist charter, commercial vessel, fishing boat or container ship.
Product liability
Why let a defective product devastate your business and impact your company’s reputation? Product liability should be considered by anyone engaged in the manufacture, assembly and processing of products and foods. Part of many public liability policies, this form of insurance can safeguard you in the event of costly claims against any of your business products. It can help you cover the cost of damages if a court finds you are at fault.
Trade credit
Extending Credit Terms can be a delicate and complex decision for companies of every size trading across local, national or global markets. That’s why any organisation involved in the sale and trade of goods and services should consider taking out trade credit insurance. A comprehensive policy can help preserve your entire credit portfolio, with reference to both domestic and overseas customers.
Business
We can help you find the appropriate solution to your insurance needs covering things such as: business premises, stock, machinery, equipment and business interruption. Coverage can be extended to include theft, accidental damage, transit, and product and public liability.
Corporate travel
When your business involves a lot of travel, Corporate Travel Insurance can provide cover for financial losses resulting from flight cancellations, lost property, stolen baggage and a range of overseas health emergencies. The policy can cover both business owners or employees while they are travelling.
Cyber
Cyber attacks are becoming bolder and more sophisticated, in the form of ransomware, data theft and website hacks which endanger intellectual property, privacy, system software and networks often removing all capacity to operate. We can obtain cover for a wide range of cyber threats including data recovery, lost revenue, infringed copyright, crisis management and any necessary crisis management.
Professional indemnity
Professional negligence which causes 3rd party financial loss. Negligent professional advice or service can often cause significant loss to another party which frequently causes litigation and significant out of pocket expenses. Professional Indemnity is an essential insurance product for any employer that provides professional services to their clients.
Events
So many things can get in the way when you’re trying to stage a concert or festival, run a fundraiser, set up a trade show or exhibition, or impress clients with your corporate function. We can arrange comprehensive cover for event professionals including managers, promoters, organisers, stage managers and sound/light operatives – so you can get on with running the show.
General Property
This insurance is designed to cover you for the cost of repairing or replacing property insured, such as your portable tools or equipment, that is accidentally lost or damaged.
Workers’ compensation
This compulsory form of insurance covers any employee injured, or who becomes sick due to their work activities. Workers Comp insurance is State Government regulated and such schemes vary from State to State. We can assist employers with all requirements and making sense of this regulated and often technical insurance requirement.
Domestic and Personal Insurance
Home and contents
When it comes to protecting your home and personal belongings, it pays to have the right kind of home and contents cover. It’s a way to protect your home and contents from a range of events including fire, flood, storm and burglary to name a few. the structure of your home (building) and possessions inside it (contents) from a range of adverse events including fire, flood, extreme weather effects, explosion and natural disasters.
Strata
Owners of apartments, units, townhouses and strata businesses in every Australian state and territory must, by law, take out residential strata insurance. This provides insurance for the building structure, including all the shared and common areas – car parks, floors and ceilings, lifts and communal laundries. It also covers sporting areas like swimming pools and gymnasiums. Cover can be arranged by an appointed strata manager, or an insurance broker representing the owners’ corporation or body corporate.
Landlord
Owning and managing an investment property can be fraught with problems, from non-payment of rent to burst water mains. The right landlord insurance policy can help protect you from the entire spectrum of adverse events such as fire, flood, storm damage, tenant damage and theft. Whether you have long-term residential tenants or short-term Airbnb-type leases, you can rest easy knowing you are covered for rental arrears, third party liability, loss, and natural disasters.
Motor
We depend on our vehicles to steer us through life, always getting us where we need to go. That’s why you need comprehensive insurance cover to protect you if your precious car, scooter or SUV is off the road. We can organise a cost-effective policy to cover you for replacement vehicle, third party damage and legal liability, along with rekeying and recoding of keys. You can include hire car costs too. If you also want to cover your boat, caravan, motorbike, vintage vehicle or luxury motor, no problem!
